Financial Disclaimer Quant Group B.V.

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Disclaimer

This website and the information offered on it are managed and provided by Quant Group B.V., established at Hildegard von Bingenstraat 44, 1081 LH Amsterdam, the Netherlands, and registered with the Dutch Chamber of Commerce (Kamer van Koophandel) under number 42058283.

This disclaimer applies to www.uwbeurs.nl, as well as to information, reports, analyses, models, publications and other content provided by Quant Group B.V. via its website, e-mail, digital products or other communication channels connected to its services.

General information

Quant Group B.V. takes care in compiling and keeping up to date the information made available via its website and services. However, financial markets, prices, economic data, legislation, technology and other relevant information may change continuously.

Quant Group B.V. can therefore not guarantee that all information is complete, error-free, up to date, correct, applicable or suitable for a specific purpose at all times.

The information is provided for general information, education and support in independently assessing financial markets, technology, artificial intelligence and investments.

Unless expressly stated otherwise, the information provided does not constitute personal financial, tax, legal or investment advice.

No personal investment advice

The information, analyses, market insights, models, signals, reports and other data offered via uwbeurs.nl or related services are not based on an individual assessment of the personal financial situation, assets, objectives, knowledge, experience or risk appetite of a specific user.

Quant Group B.V. does not thereby intend to provide individual or personal investment advice.

A user remains personally responsible for assessing whether a particular investment, transaction, strategy, method, analysis or application is suitable for their personal circumstances.

Where necessary, the user should first obtain independent advice from a duly authorised financial, tax, legal or other relevant expert adviser.

The legal qualification of financial services is determined by the actual nature and manner in which those services are carried out. A disclaimer cannot in itself determine whether a particular activity is or is not subject to financial supervision or a licensing requirement.

Analyses and investment recommendations

Quant Group B.V. may publish information about individual financial instruments, markets, sectors, strategies or trading opportunities.

This may include analyses, trading ideas, signals, expectations, price levels, opinions, models or other market-oriented information.

Depending on their content and presentation, such publications may qualify as a general investment recommendation. A general investment recommendation is different from personal investment advice and does not take into account the individual circumstances of a specific user.

An analysis, qualification, buy or sell signal or other publication of Quant Group B.V. should therefore not automatically be regarded as a personal request or individual advice to carry out a particular transaction.

The user must always make their own assessment.

Risk of investing

Investing and trading in financial instruments involves financial risks.

Prices can go both up and down. It is possible that an investor loses part of their invested capital, and for certain financial products, depending on the characteristics of the product concerned, the loss can be considerable.

Financial markets may fluctuate significantly. Price movements can occur suddenly as a result of, among other things, economic developments, interest rate decisions, geopolitical events, company news, changes in liquidity, technological developments and changing market sentiment.

Such developments cannot always be foreseen in advance.

A successful transaction in the past does not mean that a similar transaction will also be successful in the future. A trading strategy, algorithm, model, AI system or analysis method that has shown good results over a certain period may also result in losses under different market conditions.

Past performance is no guarantee of future results.

User's own responsibility

Any decision to buy, sell or hold a share, bond, index product, currency, commodity, derivative or other financial instrument is ultimately taken by the user personally.

The user accepts that they are personally responsible for:

• assessing the available information;
• checking its accuracy and topicality;
• determining the amount to be invested;
• determining their own risk appetite;
• assessing whether a strategy or method is suitable for their own situation;
• checking a transaction before it is executed; and
• the financial and other consequences of an investment decision taken.

The fact that a user uses information from Quant Group B.V. when making a decision does not change this personal responsibility.

Automated analyses and models

In providing its services, Quant Group B.V. may use algorithms, software, artificial intelligence, large language models, technical indicators, quantitative models, fundamental data, public information and other automated analysis methods.

Results from such systems are based on available data, assumptions, models, instructions, prompts, calculations and the functioning of the software used at a particular moment.

No algorithm, AI model, trading model or analysis system can predict future market developments with certainty.

AI systems can make mistakes, misinterpret information, establish connections that do not actually exist, generate incomplete answers or present information that sounds convincing but is incorrect.

Technical errors, incorrect data sources, delays in data, limitations of models, changes to software, exceptional market conditions or other circumstances can furthermore influence the outcome of an analysis.

An automated outcome should therefore never be regarded as a guarantee that a prediction, price target, trading strategy, analysis or conclusion is actually correct or will come true.

AI reports, guides and educational publications

Quant Group B.V. has compiled, among other things, reports, guides and other educational publications on the use of artificial intelligence by investors and on possible applications of AI in analysis, research, information processing and decision-making.

These reports and publications have been wholly or partly created with the help of artificial intelligence, including generative AI systems and other automated tools.

Their content is intended for general information and educational purposes.

Although Quant Group B.V. may make efforts to check, edit and, where necessary, adjust the content, it cannot be guaranteed that all information in these reports is complete, error-free, up to date, correct, applicable or suitable for a specific user, situation, market or application.

Artificial intelligence can, among other things:

• generate incorrect facts;
• use outdated information;
• misinterpret information;
• misrepresent sources;
• draw incomplete conclusions;
• make incorrect calculations;
• present non-existent connections or examples;
• insufficiently take into account recent market developments;
• produce incorrect or incomplete legal, tax, financial or technical information; and
• generate outcomes that may vary upon repetition.

The content of these reports must therefore always be critically assessed and, where relevant, checked against independent and authoritative sources.

Quant Group B.V. gives no guarantee regarding the accuracy, completeness, topicality, usability, suitability, reproducibility, reliability or applicability of information, methods, prompts, techniques, examples, step-by-step plans, analyses or other content described in these reports.

The fact that a particular AI application, prompt, method, strategy or approach is described in a report does not mean that it will produce the same result in every situation.

Results may differ as a result of, among other things, changes to AI models, software versions, data sources, settings, prompts used, user input, market conditions, technical limitations and changes to external services.

Quant Group B.V. does not guarantee that the AI tools, websites, software, functions, data sources or external services mentioned will remain available in the future, retain the same functionality or produce the same results.

Examples, prompts, scenarios, simulations, outcomes and working methods in the reports are for illustration purposes only.

They may not be regarded as a guarantee of a particular financial result or as a recommendation to enter into a specific investment or transaction.

The user is personally responsible for the way in which they apply information from these reports.

Any decision taken on the basis of, or partly prompted by, a report, prompt, AI outcome, model, example, analysis or described method is taken at the user's own expense and risk.

To the extent permitted by law, Quant Group B.V. accepts no liability for direct or indirect damage, financial losses, trading losses, lost profit, missed opportunities, consequential damage, incorrect transactions, wrong decisions, technical problems or other adverse consequences arising from or related to:

• reading or using the reports;
• applying the methods described therein;
• using the prompts or examples contained therein;
• relying on AI-generated information;
• using external AI systems or software;
• incorrect, incomplete or outdated information in a report;
• deviating results from AI systems;
• or decisions taken partly on the basis of this information.

No passage in a report or other publication of Quant Group B.V. constitutes a guarantee, undertaking or forecast regarding future return, profit, risk mitigation or other financial results.

Reports on AI and investing likewise do not constitute personal investment advice, legal advice, tax advice or professional IT or cybersecurity advice.

Where necessary, users should independently obtain professional advice before acting on the basis of such information.

To the extent that a report refers to external AI providers, software producers, brokers, data sources, websites, applications or other third parties, such a reference does not mean that Quant Group B.V. endorses all information, products or services of that party.

External services may be changed, restricted, made subject to payment or discontinued without prior notice.

Quant Group B.V. cannot be held liable for such changes.

No provision in this disclaimer is intended to exclude or limit liability to the extent that such exclusion or limitation is not permitted under mandatory law.

Topicality of information

Financial, technological and AI-related information is time-sensitive.

An analysis, price, signal, expectation, AI explanation, report or other publication in principle represents the information and circumstances available at the time it was prepared.

Circumstances may change immediately after publication.

This applies in particular to artificial intelligence, where the models, functions, terms, prices and capabilities of external providers can change regularly.

Quant Group B.V. is not obliged to continuously update every previously published analysis, guide or report once new information becomes available, unless this is expressly part of the relevant service.

Information from external sources

For its analyses, reports and services, Quant Group B.V. may use data originating from external sources, including financial data providers, trading platforms, news sources, company information, public databases, social media, AI systems and other information services.

Quant Group B.V. selects such sources to the best of its knowledge, but does not always have full control over the accuracy, availability or topicality of external information.

Quant Group B.V. therefore gives no absolute guarantee that data originating from third parties is correct or complete at all times.

No guarantee of return

Quant Group B.V. gives no guarantee of a particular return, profit percentage, price development or financial result.

Examples, historical transactions, backtests, hypothetical calculations, AI outcomes, simulations and past results are intended solely to provide insight into a strategy, method or possible application.

Backtests, simulations and AI-generated examples are based on historical, theoretical or simulated circumstances and may differ significantly from results that can actually be achieved in the market.

Actual results may be influenced by, among other things, transaction costs, spreads, taxes, liquidity, order execution, delays, price differences and changing market conditions.

Communication via e-mail and other channels

This disclaimer also applies to financial market information, reports, analyses and other content that Quant Group B.V. provides in connection with its services via, among other things, e-mail, mobile applications, messaging services, newsletters, downloads or other digital communication channels.

The communication medium used does not change the informative nature of the information provided.

Intellectual property and use of information

The content of uwbeurs.nl and the analyses, reports, signals, models, texts, graphics, videos, methodologies, data files, prompts, guides and other materials provided by Quant Group B.V. may be protected by intellectual property rights.

Unless expressly agreed otherwise, the information provided is intended exclusively for personal use by the user.

Without the prior written consent of Quant Group B.V., it is not permitted to structurally copy, publish, resell, distribute, commercially exploit, reproduce or make protected information available to third parties, except to the extent expressly permitted by law.

Websites and services of third parties

uwbeurs.nl and the reports provided by Quant Group B.V. may contain references or hyperlinks to websites, AI platforms, software, brokers, data providers or other third-party services.

These references are offered as additional information or functionality.

Quant Group B.V. does not have full control over the content, availability, security, privacy, terms or services of such external parties.

The inclusion of a reference to an external party does not automatically mean that Quant Group B.V. endorses all information, products or services of that party.

To the extent permitted by law, Quant Group B.V. is not liable for damage arising from the use of external websites, AI systems, software or other services over which Quant Group B.V. has no control.

Availability of the website

Quant Group B.V. strives for a reliable and properly functioning website and digital services.

However, no guarantee can be given that the website or digital services will be permanently, error-free or uninterruptedly available.

Maintenance, technical malfunctions, cyber incidents, disruptions at hosting companies, internet providers, data providers, AI providers or other external service providers may temporarily affect the availability of the services.

Limitation of liability

Quant Group B.V. exercises reasonable care in its services and the information it makes available.

To the extent permitted by law, Quant Group B.V. is not liable for damage arising from a user independently taking a financial or other decision as a result of information, analyses, signals, reports, AI outcomes, models or other content made available via the services.

Nor is Quant Group B.V. liable for damage resulting from incorrect or incomplete data originating from third parties, AI systems, data sources, temporary technical malfunctions or circumstances over which Quant Group B.V. cannot reasonably exert influence.

This also applies to damage arising from incorrect, incomplete, outdated or misleading information generated by artificial intelligence, to the extent that exclusion thereof is permitted by law.

No provision of this disclaimer is intended to exclude or limit liability to the extent that such exclusion or limitation is not permitted under mandatory Dutch law.

No substitute for professional advice

The services of Quant Group B.V. are not a substitute for personal advice from a professional adviser where the user's situation requires such advice.

A user who has doubts about the suitability or risks of a particular investment, AI application, strategy or financial decision is advised to obtain independent professional advice before making a decision.

Amendments to this disclaimer

Quant Group B.V. may amend this disclaimer when its services, website, technology used, legislation or other relevant circumstances give reason to do so.

A new version applies from the moment it is published on uwbeurs.nl, unless expressly stated otherwise.

Users are therefore advised to consult this disclaimer periodically.

Applicable law

This disclaimer and the use of uwbeurs.nl are governed by Dutch law.

For consumers, any mandatory rights under applicable Dutch or European legislation remain fully in force.

Disputes shall be submitted to the court that has jurisdiction under the applicable statutory rules of jurisdiction.

If this disclaimer is made available in multiple languages, the Dutch text shall prevail in the event of differences of interpretation, to the extent legally permitted.

Contact

Questions about this disclaimer can be addressed to:

Chamber of Commerce (KvK) number: 42058283

Website: www.uwbeurs.nl

E-mail: info@uwbeurs.nl

Last updated: 24 September 2026